Payment in under a second · SEPA Instant

Instant payments,
without the complexity.

NexEuro puts the SEPA Instant rail directly in your hands: a simple identifier, an explicit confirmation, settlement in seconds. No new account, no terminal, no fees between individuals.

10 s
to settle
€0
between friends
36
SEPA countries
Payment sent! Amount €18.50 Fee €0.00 To +33 6 ·· ·· 21 Status Done Close
Sentin 0.8 seconds
Fees €0.00between individuals
Confirmedstrong authentication
What really changes

Three reasons to change your habits

Simpler than a transfer, more reassuring than a card — here's why.

01 Simplicity

One identifier. One tap. It's sent.

No IBAN to copy, no bank details to ask for. You pick a contact, enter an amount, confirm — it all fits on a single screen.

  • No new IBAN to open
  • Works on top of your bank
  • Confirmation with one biometric tap
By number
1 screen
02 Speed

The time of a message, not a transfer.

Settlement runs over the SEPA Instant rail: a few seconds between sending and receiving, 24/7, weekends and public holidays included.

  • Credited in under 10 seconds
  • Instant notification on both sides
  • No “2 to 3 business days” delay
< 10 s
24/7
03 Security

Nothing leaves without your explicit approval.

Every sensitive operation requires strong authentication. Your data is processed and hosted in Europe, in accordance with the GDPR.

  • Strong authentication (SCA)
  • Explicit confirmation on every payment
  • Data hosted in Europe
SCA
Biometrics
Use cases

The same gesture, everywhere

Wherever money needs to move fast and without friction — between friends or at the counter.

Between individuals

Split the bill, pay a friend back or start a group pot — free, in seconds.

In commerce

Get paid straight into your account, with no physical terminal.

Refunds

Send back an overpayment or an advance, with no fees.

Collecting money

An informal pot among friends, with no paid intermediary.

Remotely

Send without exchanging an IBAN or bank details.

10s
to settle
0
between individuals
24/7
always available
36
SEPA-zone countries

See these benefits in action

Download NexEuro and send your first instant payment in seconds.