For business

Keep the 2.9%.
Keep the sale.

Take payments with a QR code, get paid in seconds, and stop donating a cut of every coffee to card networks. No terminal. No long contract. 0.3% instead of a card network's cut.

Café Lomi · Today
€1,486.40143 payments · avg €10.40
Live
8h12h16h20h
+€4.60Macchiato · just now
+€12.802 × croissant, 1 × latte
+€47.50Table 4 · split by 3
The math

Card fees are a tax
on your margin.

A café doing €15,000 a month by card pays hundreds in commissions. With NexEuro, it's a subscription and a flat 0.3%.

€210

Card fees, per month

Typical blended rate of ~1.4% on €15,000 of card revenue — before terminal rental.

€54.99

NexEuro Pro, per month

€9.99 subscription + 0.3% of €15,000. No terminal rental.

€1,860

Kept, per year

Money that stays in your till instead of a card network's.

Illustrative example. Your actual card costs depend on your provider and contract. Run your own numbers

What you get

A point of sale that fits in a frame.

Permanent & one-time QR

Print one for the counter, or generate one per sale with the amount baked in. One-time codes expire by themselves.

Live confirmation

Both phones show “paid” at the same second. No more squinting at a receipt.

Real-time analytics

Revenue, peak hours, average basket, returning vs new customers.

CSV & accounting export

Every transaction, ready for your accountant. No manual reconciliation.

Multi-user & multi-site

Staff logins, several counters, one dashboard. (Business plan)

AI insights & forecasts

Know tomorrow's rush before it starts, and staff for it. (Business plan)

API, webhooks & widget

Plug payments into your e-shop, till or booking tool at commercial launch.

Developer access
Go live

Open for payments
before your coffee cools.

Minute 1

Create your business profile

Company details and the bank account you want paid into.

Minute 3

Print your QR

A ready-to-print PDF for the counter. Or skip paper and generate codes per sale.

Minute 4

Take your first payment

Customer scans, confirms, you hear the ding. That's the whole onboarding.

Every day after

Watch the dashboard

Sales, peaks and regulars — in real time, exportable, yours.

Merchant FAQ

Before you ask.

Do I need a card terminal?
No. A QR code — printed on your counter or generated per sale in the app — is the whole point of sale. Any smartphone with NexEuro can pay it.
When do I get the money?
Payments travel over SEPA Instant-compatible rails and typically land in your business account within seconds, not T+2.
What does it cost?
A subscription (Pro €9.99/mo, Business €24.99/mo) plus a flat 0.3% per merchant payment — versus 1.4% to 2.9% + fixed fees for cards. See pricing for the details and a savings calculator.
Can I plug it into my till or e-shop?
An API with webhooks, a JavaScript widget and e-commerce plugins are planned for commercial launch. Join the developer waitlist.
Is it available now?
Merchant accounts are opening gradually during the beta. NexEuro SAS is preparing its payment-institution licence with the ACPR; availability depends on that process. Ask for early access.
Merchant beta

Stop renting a terminal.

Merchant accounts are opening gradually. Tell us about your business and we'll get you in.