How it works · Beta, France first

You already have
their number.

That's all NexEuro asks for. Scroll — and watch €47.50 cross from one phone to another, in one continuous take.

  1. 01Pick a contactNo IBAN — the number in your phone.
  2. 02Type an amount€47.50 for Friday's dinner.
  3. 03Confirm with your faceNothing leaves without your yes.
  4. 04Instant railsSEPA Instant-compatible, 24/7.
  5. 05ReceivedAlex is notified. Done.
9:41
Hello 👋
Matea S.
MS
NexEuro balance
€1,240.00
↑ +8% this month
SendScan QR
Recent
LBLéa BernardYesterday · taxi−€24.00
☕Café LomiMon · macchiato−€4.60
← Send
Instant
🇫🇷 +33
AMAlex Martin+33 6 12 34 56 78
NexEuro account found · verified name
1234567890⌫
← Amount
AM
€0
🍝 For Friday's dinner
Available balance €1,240.00
123456789.0⌫
Send payment
Face ID Confirm €47.50 to Alex Martin
Sending €47.50 to Alex Martin · SEPA Instant
Payment sent €47.50 to Alex · 3.4 s Balance €1,192.50
9:41
Hello 👋
Alex M.
AM
NexEuro balance
€470.00
Available instantly
Payment received+€47.50 from Matea S.
Recent
MSMatea S.Phone · now+€47.50
🎫CinemaSat · 2 seats−€19.00
HomePayHistoryProfile
Scroll to play
The identifier
27characters
FR76 3000 4008 2800 0123 4567 890
06 12 34 56 78

A classic transfer: to copy, to check, to retype. Nobody knows it by heart.

At the counter

A coffee shouldn't need a terminal to take €4.60.

Just the screen already sitting by the till. Two phones, on their own.

  1. 01QR displayedOne-time, amount inside, expires alone.
  2. 02ScannedThe camera reads the amount — nothing to type.
  3. 03CheckedCafé Lomi · €4.60, before you approve.
  4. 04AuthorisedFace ID, on the customer's device.
  5. 05Paid — both sidesSame result, same second.
9:41
Café Lomi
4:59
Scan to pay€4.60
Payment received +€4.60 · macchiato Today €1,491.00
9:41
Pay
Point at the merchant's QR
Or enter a number manually
Pay
QR recognised
☕Café LomiMacchiato€4.60
Pay with
Bank accountSEPA Instant
CryptoAvailable
Pay €4.60
€4.60 to Café Lomi
Payment successful Café Lomi · €4.60
Your turn

Try it. Right here.

Pick an amount, hit send, watch it land. Everything on this page is simulated — no money moves — but the flow is the app's.

9:41
Send
Balance €1,240.00
AMAlex Martin+33 6 12 34 56 78 · verified
€0
9:41
Hello 👋
Alex M.
AM
NexEuro balance
€470.00
Available instantly
Payment received+€0.00 from Matea S.
Recent
☕Café LomiMon · 08:12−€4.60

Simulation only. Real availability depends on your country, your bank and the recipient's account.

Across Europe

Euros don't stop
at borders.

The same gesture in
Paris, Berlin or Belgrade.

Where it works depends
on your bank.

0cities reached from Paris
Illustrative reach — not a coverage map.
For merchants

The terminal is the phone
you already have.

You type the amount, the app turns it into a single-use code that expires on its own a few minutes later. The customer's camera reads the amount along with the rest — nothing to retype on either side.

Still in beta — merchant accounts are opening gradually. NexEuro for business
9:41
Hello 👋
Café Lomi
Live
Today's takings
€1,486.40
143 payments
Just now
QR · €47.50Table 4Received
QR · €12.802 × croissantReceived
QR · €4.60MacchiatoReceived
New QR
Under the hood

What happens in those ten seconds.

01

The number resolves to a person.

NexEuro looks up the phone number in its directory and shows the recipient's verified name. You know exactly who you're paying before anything moves.

02

You authorise, on your device.

Face ID or Touch ID — strong customer authentication, aligned with PSD2. Nothing leaves without your explicit yes.

03

Euros travel on instant rails.

The transfer rides SEPA Instant-compatible infrastructure between participating euro accounts — typically settled in seconds, 24/7.

04

Both sides get the receipt.

A push notification, a clean history entry, the note you added. For merchants, the sale appears on the dashboard at the same second.

Where we really stand

The honest status report.

We've left out everything we can't yet stand behind — which is why this list is short.

Beta

Product

In beta, working towards an ACPR licence. Until it's granted, we say so on every page.

Built

Rails

SEPA Instant-compatible transfers between participating euro accounts.

Built

Identifiers

Phone number or QR code. No IBAN to copy, no terminal to buy.

Rolling out

Availability

Depends on your country, bank and the recipient's account. France first.

Enough theory

Send your first euros for real.