Beta · France, then further

You already have
their number.

That's all NexEuro asks for. Nothing to copy from a screenshot, no card number to read out at the counter.

Join the beta Watch the demo
Hello
Matea
MS
NEXEURO BALANCE
€1,240.00
Send
Scan QR
Recent
Léa Bernard
Yesterday · 21:04 · taxi
− €24.00
Café Lomi
Mon · 08:12 · macchiato
− €4.60
Send
🇫🇷+33
 
Search by first or last name
e.g. Marie Dupont
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Recipient
AM
Alex Martin
+33 6 12 34 56 78
NexEuro account found
Continue
Amount
AM
to Alex Martin
€47.50
For Friday's dinner
Available balance €1,240.00
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Send payment
Sending
€47.50
to Alex Martin
Payment sent
€1,192.50 left
21:38
Alex
NexEuro
Incoming payment…
Payment received
+€47.50
from Matea S.
NEXEURO BALANCE
€470.00
Balance
The identifier

27 characters,
or 10 digits.

A classic transfer
FR76 3000 4008 2800 0123 4567 890
To copy, to check, to retype. Nobody knows it by heart.
With NexEuro
06 12 34 56 78
The number already in your contacts. Or a QR code at the counter.
At the counter

A coffee shouldn't need a terminal to take €4.60.

Just the screen already sitting by the till. Here are the two phones that do it all, on their own.

Hello
Café Lomi
One-time QR
My QR
Expires in 4:58
€47.50
Scan to pay
Payment received
+€47.50
Incoming · NexEuro
Pay
Scan the merchant's QR
Enter manually
QR recognised
Pay to
Café Lomi
€47.50
Pay with
Bank account
SEPA Instant · availability depends on country and partner
Crypto
AVAILABLE
Pay €47.50
Biometric authorisation
€47.50
Payment successful
Café Lomi · €47.50
QR displayed
Your turn

Try it, right here.

Nine digits, an amount, send. Everything is simulated on this page — except the interface, which is the app's, at its real size.

Pay by number
Scan a QR code
No money moves on this page. NexEuro's real availability depends on your country, your bank and the recipient's account.
Send
Number
🇫🇷+33
6 12 34 56 78
AM
Alex Martin
NexEuro account found
Amount
€0.00
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0
reset
Enter a number
Payment sent
€0.00
to Alex Martin · just now
Pay
Hold up the merchant's QR
Simulate a scan

Euros don't stop
at borders.

NexEuro runs on SEPA Instant-compatible infrastructure: a transfer settles in seconds, not "the next business day".

Illustrative reach — not a coverage map
0 cities
For merchants

The terminal is the phone you already have.

You type the amount, the app puts it into a single-use code, and that code expires on its own a few minutes later. The customer's camera reads the amount along with the rest — nothing to retype on either side.

Both screens show the same result at the same second — which is what really counts when the queue starts to build.

STILL IN BETA — merchant accounts are opening gradually.
Hello
Café Lomi
TODAY'S TAKINGS
€1,486.40
QR · €47.50
2 min ago
Received
QR · €12.80
14 min ago
Received
QR · €4.60
31 min ago
Received
New QR

Every payment is confirmed by you.

Nothing leaves without an explicit confirmation in the app, on your own device: you see the recipient, the amount, then you approve. Here's where the product really stands. We've left out everything we can't yet stand behind — which is why the list is short.

Product status
Currently in beta
We're in beta and working towards an ACPR licence. Until it's granted, we'll say so, in plain words, on every page.
Rails
SEPA Instant compatible
Transfers travel over SEPA Instant-compatible infrastructure, between participating euro accounts.
Identifiers
Phone number or QR code
A phone number or a QR code is enough to send euros. No IBAN to copy, no terminal to buy.
Availability
Depending on your context
It depends on your country, the partners involved and both accounts. Security and data protection have been part of the product since week one, not a chapter added later.
This page claims no certification, licence, partnership or user count. If it isn't stated here, it's because we don't have it yet. Crypto appears in the app as a future payment method, and is flagged as such.
NexEuro
Instant payments by phone number

It's early.
Which is exactly the right time.

Join the beta Watch the demo