Pricing
Free for people.
Fair for business.
Everything public, nothing in small print. We don't charge you to pay your friends — and we won't take 2.9% of your coffee either.
Free
€0forever
For people. No strings attached.
- Unlimited sends between friends
- Identification by phone number
- Group pots & payment requests
- One-time & permanent QR codes
- Community support
- Designed to PSD2, GDPR-compliant
Most popular
Pro
€9.99/month
For merchants & freelancers. Cancel anytime.
- Everything in Free
- QR-code acceptance
- Real-time analytics dashboard
- CSV / accounting export
- Multiple QR codes
- Priority support within 24 h
Business
€24.99/month
For teams, chains & multi-site.
- Everything in Pro
- AI insights & forecasts
- REST API + webhooks access
- Multi-user
- Automated email reports
- Dedicated account manager
Enterprise
Custom
Large accounts & platforms.
- Everything in Business
- Custom limits (up to €100k / transaction)
- 99.99% guaranteed SLA
- Bespoke integration
- Shared security audit
- MoR contract / EU billing
Public pricing as of 1 June 2026 for euro transactions within the SEPA zone. VAT excluded for business plans.
Savings calculator
How much are cards
costing you?
Move the sliders. We'll do the uncomfortable math.
Estimate only: NexEuro = plan subscription + 0.3% of revenue. Business plan is suggested above €50,000/month. Your provider's actual costs may differ.
Side by side
The market rate, exposed.
| NexEuro | PayPal | Stripe | Bank / card | |
|---|---|---|---|---|
| Fees between individuals | €0 | Up to 3.4% | 1.4% + €0.25 | Variable |
| Merchant fees | 0.3% flat | 2.9% + €0.30 | 1.4% + €0.25 | 1.4%–2.75% |
| Settlement time | < 10 s | 1–3 days | 2–7 days | 1–3 days |
| Hardware required | None (QR) | None | None | Terminal €29–€99 |
| Data hosting | EU | US (Cloud Act) | US (Cloud Act) | EU |
| Limit per transaction | €100,000 | €10,000 | Variable | Variable |
Indicative, based on publicly listed standard rates; third-party pricing changes often. Detailed comparisons
Pricing FAQ
No small print. Promise.
Is it really free between people?
Yes. Sending and receiving between individuals costs €0 — no FX fees (we only handle euros), no weekend fees, no inactivity fees. Merchants fund the network through subscriptions.
What's the 0.3%?
A flat fee on payments received by merchant accounts, on top of the Pro or Business subscription. No fixed per-transaction fee, no terminal rental.
How does the free trial work?
Pro comes with a 14-day free trial. At the end, you choose whether to continue.
Can I change plans?
Anytime, from the app. Contact us or manage your subscription in the app; changes are confirmed before they apply.
Are these prices final?
They're our public prices as of 1 June 2026 for euro transactions within the SEPA zone. Prices are indicative until regulated services are actually offered — see the terms.
€0 to start. Seriously.
Download the app for free, or try Pro for 14 days on the house.