European alternative to Stripe

European alternative to Stripe:
NexEuro, free SEPA Instant.

The European alternative to Stripe: SEPA Instant, zero cards, €0 fees.

Download NexEuro →How it works

Why look for an alternative to Stripe?

Stripe is a US payment infrastructure subject to the Cloud Act and the Visa/Mastercard scheme. NexEuro offers a direct European payment network via SEPA Instant, with no US intermediary, no cards and no network commission.

Stripe vs NexEuro

A point-by-point comparison to help you choose.

Stripe vs NexEuro comparison — European SEPA Instant alternative
CriterionStripeNexEuro
SovereigntyUS company, data subject to the Cloud Act.European infrastructure, data hosted in the EU.
Transaction fees1.4% + €0.25 (EU cards), up to 2.9% outside the EU.€0 between users via SEPA Instant.
Settlement time2 to 7 days for payouts.Instant credit (< 10 seconds).
Network dependencyRelies on Visa and Mastercard.Direct account-to-account via SEPA SCT Inst.

Updated on

4 reasons to switch

What you concretely gain by moving to NexEuro.

1

Save 1.4% to 2.9% on every transaction.

2

Get paid in real time, not in 3 business days.

3

Stay GDPR-compliant, free of the Cloud Act.

4

Give your customers a way to pay without a card.

Frequently asked questions

Everything you need to know before switching.

Does NexEuro really replace Stripe?
For euro payments between European accounts, yes. NexEuro doesn't (yet) process international cards, but covers all SEPA payments.
Are there hidden fees?
No. Transfers between NexEuro users are free. See the pricing page for professional services.
Is integration as simple as Stripe?
The public API and SDKs will open once the ACPR authorisation (pending) is obtained.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that Stripe doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to Stripe and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →