European alternative to Stripe :
NexEuro, free SEPA Instant.
The European alternative to Stripe: SEPA Instant, zero cards, €0 fees.
Why look for an alternative to Stripe?
Stripe is a US payment infrastructure subject to the Cloud Act and the Visa/Mastercard scheme. NexEuro offers a direct European payment network via SEPA Instant, with no US intermediary, no cards and no network commission.
Stripe vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Stripe | NexEuro |
|---|---|---|
| Sovereignty | US company, data subject to the Cloud Act. | European infrastructure, data hosted in the EU. |
| Transaction fees | 1.4% + €0.25 (EU cards), up to 2.9% outside the EU. | €0 between users via SEPA Instant. |
| Settlement time | 2 to 7 days for payouts. | Instant credit (< 10 seconds). |
| Network dependency | Relies on Visa and Mastercard. | Direct account-to-account via SEPA SCT Inst. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
For euro payments between European accounts, yes. NexEuro doesn't (yet) process international cards, but covers all SEPA payments.
No. Transfers between NexEuro users are free. See the pricing page for professional services.
The public API and SDKs will open once the ACPR authorisation (pending) is obtained.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Stripe doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.