European alternative to PayPal

European alternative to PayPal:
NexEuro, free SEPA Instant.

The European alternative to PayPal: instant, free transfers.

Download NexEuro →How it works

Why look for an alternative to PayPal?

PayPal charges up to 3.4% + €0.35 per transaction and belongs to a US group. NexEuro lets you send and receive euros instantly, for free, without depending on a US platform.

PayPal vs NexEuro

A point-by-point comparison to help you choose.

PayPal vs NexEuro comparison — European SEPA Instant alternative
CriterionPayPalNexEuro
Peer-to-peer feesUp to 3.4% on goods/services payments.€0 between NexEuro users.
TimingInstant inside PayPal, bank transfer 1 to 3 days.Instant credit straight to your bank account.
IdentifierEmail address linked to PayPal.Phone number, like a text message.
JurisdictionPayPal Europe SARL (Luxembourg) + US parent.European player, no US dependency.

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4 reasons to switch

What you concretely gain by moving to NexEuro.

1

No fees on payments between friends or family.

2

No need to create an account on a third-party platform.

3

Money received straight to your bank account.

4

Identification by phone number, not email.

Frequently asked questions

Everything you need to know before switching.

Can I receive customer payments without a NexEuro account?
Sending to a regular IBAN via SEPA Instant is supported; the recipient doesn't need the app.
Is there buyer protection like PayPal?
NexEuro is building PSD2-compliant buyer protection. Details published at commercial launch.
Can I migrate my PayPal history?
No automatic migration, but the PayPal export remains available on PayPal's side.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that PayPal doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to PayPal and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →