European alternative to Wise:
NexEuro, free SEPA Instant.
For euro payments, NexEuro is instant and free.
Why look for an alternative to Wise?
Wise (formerly TransferWise) excels at multi-currency exchange. For euro-to-euro payments in Europe, NexEuro offers a simpler service: instant, free, with no exchange-rate calculation.
Wise vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Wise | NexEuro |
|---|---|---|
| Use case | Multi-currency international transfers. | Euro payments within the SEPA zone. |
| EUR→EUR fees | Variable by country and amount. | €0 between NexEuro users. |
| EUR→EUR timing | A few minutes to a few hours. | Under 10 seconds. |
| Identifier | IBAN, BIC, email. | Phone number. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
For euro payments, faster than Wise.
No exchange-rate margin (no currency exchange).
Identification by phone number.
Free between users.
Frequently asked questions
Everything you need to know before switching.
Can I send dollars?
Is Wise European?
Can I use both?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Wise doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Wise and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.