European alternative to Adyen

European alternative to Adyen:
NexEuro, free SEPA Instant.

The direct alternative to Adyen: account-to-account SEPA Instant, no card scheme.

Download NexEuro →How it works

Why look for an alternative to Adyen?

Adyen is a solid European player, but its model relies largely on the Visa and Mastercard schemes and targets large accounts with high minimum volumes. NexEuro serves small businesses, freelancers and individuals with an instant, free account-to-account payment.

Adyen vs NexEuro

A point-by-point comparison to help you choose.

Adyen vs NexEuro comparison — European SEPA Instant alternative
CriterionAdyenNexEuro
TargetLarge accounts and high-volume e-merchants.Freelancers, small businesses, local merchants and individuals.
CostInterchange + processing fee per transaction.€0 between users, flat rate on the professional side.
RailMostly Visa/Mastercard cards.Direct SEPA Instant, no card network.
Getting startedContracting and technical integration.Download the app, pay by phone number.

Updated on

4 reasons to switch

What you concretely gain by moving to NexEuro.

1

No minimum volume to get started.

2

No card-network commission to bear.

3

Collection credited in under ten seconds.

4

An experience designed for the field, not for a procurement department.

Frequently asked questions

Everything you need to know before switching.

Isn't Adyen already European?
Yes, Adyen is Dutch. The difference lies in the rail used: NexEuro avoids the American card schemes by relying on SEPA Instant.
Is NexEuro suitable for international e-commerce?
For euro payments within the SEPA zone, yes. Outside the euro, Adyen remains broader.
Can I use both?
Yes, many merchants keep cards and add NexEuro to avoid commissions on local payments.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that Adyen doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to Adyen and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →