European alternative to Cheque:
NexEuro, free SEPA Instant.
Replace the cheque with an instant, traceable and free payment.
Why look for an alternative to Cheque?
The cheque is still used in France despite its cost for banks and its clearing delay. NexEuro offers a modern alternative: an instant, traceable payment, with no chequebook and no branch deposit.
Cheque vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Cheque | NexEuro |
|---|---|---|
| Clearing time | 2 to 5 business days. | Instant. |
| Materials | Chequebook to order. | Mobile app. |
| Risk | Bounced cheque possible. | Balance check before execution. |
| Traceability | Paper stub. | Timestamped digital history. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
No chequebook to order or carry around.
No risk of a bounced cheque.
Immediate clearing, not on D+5.
Automatic digital history for accounting.
Frequently asked questions
Everything you need to know before switching.
Can my parents who use cheques use NexEuro?
Do public administrations accept NexEuro?
Can I pay a rental bond with NexEuro?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Cheque doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Cheque and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.