European alternative to Cash:
NexEuro, free SEPA Instant.
The immediacy of cash, without physical notes to carry.
Why look for an alternative to Cash?
Cash is instant and universal, but impractical and limited by law (€1,000 in France between businesses and individuals). NexEuro offers the same immediacy, without handling physical money.
Cash vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Cash | NexEuro |
|---|---|---|
| Immediacy | Yes. | Yes (< 10 seconds). |
| Security | Risk of loss or theft. | Biometric authentication. |
| Legal limit | €1,000 between individuals and businesses (France). | Up to €100,000 via SEPA Instant. |
| Traceability | None. | Encrypted history. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
No notes to carry.
No risk of theft or loss.
A higher limit than cash.
Automatic payment history.
Frequently asked questions
Everything you need to know before switching.
What if I prefer cash for privacy?
Can I pay a merchant who doesn't have NexEuro?
Is it accepted everywhere?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Cash doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Cash and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.