Solutions

European payment solutions for every need

SEPA Instant, Open Banking, merchant acceptance: the right building block for every use. NexEuro brings together every European payment solution you need in a single app: free SEPA Instant transfers, merchant acceptance without a card terminal, group pots, paying friends. With NexEuro's free SEPA Instant, every euro transfer settles in under 10 seconds, 24/7, with no commission. Choosing a free SEPA Instant like NexEuro means replacing a US or costly solution with a sovereign, instant European equivalent that is GDPR-compliant by design.

Instant SEPA transfer

Send and receive euros in under 10 seconds, 24/7, free between users.

PayPal alternative →Wise alternative →Revolut alternative →

Merchant acceptance without a terminal

Accept customer payments by QR code, with no terminal and no Visa/Mastercard interchange.

SumUp alternative →Stripe alternative →Visa & Mastercard alternative →

Paying friends

Pay a friend back at the restaurant or split a bill, simply by phone number.

Lydia alternative →Paylib alternative →PayPal alternative →

Mobile wallet without a card or Apple/Google

Pay with your phone over a European network, without relying on Apple Pay, Google Pay or cards.

Apple Pay alternative →Google Pay alternative →Visa & Mastercard alternative →

A banking overlay (without switching banks)

Keep your current bank and add NexEuro on top for free instant payments.

Revolut alternative →Wero (EPI) alternative →Paylib alternative →

Page updated on June 3, 2026.

Instant euros. One phone number.

NexEuro