European alternative to Revolut:
NexEuro, free SEPA Instant.
The European alternative to Revolut, without a British account.
Why look for an alternative to Revolut?
Revolut is regulated in Lithuania but its parent company is British (post-Brexit). NexEuro is a European payment network with no alternative bank account to open: you keep your current bank and get free instant payments.
Revolut vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Revolut | NexEuro |
|---|---|---|
| Model | Neobank: you must open a Revolut account. | An overlay on your current bank, no new IBAN. |
| Fees on some transfers | Fees on weekends, exotic currencies, withdrawals. | No fees on SEPA transfers in euros. |
| Parent-company jurisdiction | United Kingdom (outside the EU). | European player, inside the euro area. |
| Where funds are held | In a Revolut account. | In your usual bank account. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
No need to change banks or open yet another account.
Your money stays in your main bank account.
No surprise weekend fees.
A fully European player, with no UK dependency.
Frequently asked questions
Everything you need to know before switching.
Do I have to close my Revolut account?
Can I exchange currencies?
Do I get a virtual card?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Revolut doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Revolut and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.