European alternative to Apple Pay :
NexEuro, free SEPA Instant.
Pay with your phone without depending on Apple or Visa/Mastercard.
Why look for an alternative to Apple Pay?
Apple Pay is a layer on top of Visa/Mastercard cards, operated by Apple. NexEuro lets you pay with your phone via a direct European network (SEPA Instant), without Apple or the US card scheme.
Apple Pay vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Apple Pay | NexEuro |
|---|---|---|
| Underlying network | Visa / Mastercard. | European SEPA Instant. |
| Platform | iOS only, controlled by Apple. | iOS and Android, OS-independent. |
| Merchant fees | Apple Pay commission + card interchange. | No Apple commission, no interchange. |
| Data | Subject to Apple's policies. | Subject to European GDPR. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
It does, but it depends on Apple and Visa/Mastercard. NexEuro offers a European alternative.
NexEuro merchant payment is mainly by QR code and in-app confirmation.
Yes, a major difference: no ecosystem exclusion.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Apple Pay doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.