European alternative to Qonto

European alternative to Qonto:
NexEuro, free SEPA Instant.

The alternative to Qonto for collecting payments: instant, with no mandatory subscription.

Download NexEuro →How it works

Why look for an alternative to Qonto?

Qonto is a full business account with invoicing and accounting, billed monthly. NexEuro does not replace the business account: it adds instant, free collection by phone number, whatever your bank.

Qonto vs NexEuro

A point-by-point comparison to help you choose.

Qonto vs NexEuro comparison — European SEPA Instant alternative
CriterionQontoNexEuro
NatureA business account with management tools.A collection layer plugged into your existing account.
Entry costMonthly subscription from the start.Free between users, an optional professional plan.
Customer collectionStandard transfer or a card payment link.SEPA Instant by phone or QR code.
TimingDepends on the chosen payment method.Under ten seconds.

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4 reasons to switch

What you concretely gain by moving to NexEuro.

1

You keep your current business bank.

2

Your customers pay without entering an IBAN.

3

Collection credited immediately, useful at month-end.

4

No commission on local payments.

Frequently asked questions

Everything you need to know before switching.

Does NexEuro replace a business account?
No, it complements it by adding instant collection.
Can I use it with Qonto?
Yes, if the account is SEPA Instant compatible.
Are there records for accounting?
Each payment generates an exportable timestamped proof.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that Qonto doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to Qonto and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →