European alternative to Worldline:
NexEuro, free SEPA Instant.
The alternative to Worldline: take payment without a terminal, without an acquiring contract.
Why look for an alternative to Worldline?
Worldline provides terminals, acquiring and card-processing contracts to European merchants. NexEuro removes the terminal: the customer pays by phone number or QR code, and the merchant is credited instantly to their account.
Worldline vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Worldline | NexEuro |
|---|---|---|
| Hardware | Terminal to rent or buy, maintenance in the subscription. | No hardware: a smartphone is enough. |
| Contract | Card-acquiring contract, frequent lock-in. | No lock-in, activation in a few minutes. |
| Fees | Terminal rental + commission per transaction. | €0 between users, a clear professional subscription. |
| Settlement | Payout on D+1 to D+3. | Immediate credit to the bank account. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
Remove the monthly terminal rental.
Take payment on the move, at a market or on delivery.
Cash credited the same day, not at the end of the week.
A printed QR code replaces all the hardware.
Frequently asked questions
Everything you need to know before switching.
Do I need a terminal to use NexEuro?
What about customers who pay by card?
Is the payment irrevocable?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Worldline doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Worldline and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.