European alternative to PayPal :
NexEuro, free SEPA Instant.
The European alternative to PayPal: instant, free transfers.
Why look for an alternative to PayPal?
PayPal charges up to 3.4% + €0.35 per transaction and belongs to a US group. NexEuro lets you send and receive euros instantly, for free, without depending on a US platform.
PayPal vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | PayPal | NexEuro |
|---|---|---|
| Peer-to-peer fees | Up to 3.4% on goods/services payments. | €0 between NexEuro users. |
| Timing | Instant inside PayPal, bank transfer 1 to 3 days. | Instant credit straight to your bank account. |
| Identifier | Email address linked to PayPal. | Phone number, like a text message. |
| Jurisdiction | PayPal Europe SARL (Luxembourg) + US parent. | European player, no US dependency. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
Sending to a regular IBAN via SEPA Instant is supported; the recipient doesn't need the app.
NexEuro is building PSD2-compliant buyer protection. Details published at commercial launch.
No automatic migration, but the PayPal export remains available on PayPal's side.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that PayPal doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.