European alternative to Cheque :
NexEuro, free SEPA Instant.
Replace the cheque with an instant, traceable and free payment.
Why look for an alternative to Cheque?
The cheque is still used in France despite its cost for banks and its clearing delay. NexEuro offers a modern alternative: an instant, traceable payment, with no chequebook and no branch deposit.
Cheque vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Cheque | NexEuro |
|---|---|---|
| Clearing time | 2 to 5 business days. | Instant. |
| Materials | Chequebook to order. | Mobile app. |
| Risk | Bounced cheque possible. | Balance check before execution. |
| Traceability | Paper stub. | Timestamped digital history. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
Yes, the app aims for great ease of use, accessible at any age.
Rollout to administrations is in the medium-term roadmap.
Yes, with timestamped proof of payment.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Cheque doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.