European alternative to Cash :
NexEuro, free SEPA Instant.
The immediacy of cash, without physical notes to carry.
Why look for an alternative to Cash?
Cash is instant and universal, but impractical and limited by law (€1,000 in France between businesses and individuals). NexEuro offers the same immediacy, without handling physical money.
Cash vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Cash | NexEuro |
|---|---|---|
| Immediacy | Yes. | Yes (< 10 seconds). |
| Security | Risk of loss or theft. | Biometric authentication. |
| Legal limit | €1,000 between individuals and businesses (France). | Up to €100,000 via SEPA Instant. |
| Traceability | None. | Encrypted history. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
NexEuro does not expose your payments publicly and complies with the GDPR.
For now, the merchant network is being built. See /how.
Not yet, but the goal is to become a complementary European standard.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Cash doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.