European alternative to Lydia

European alternative to Lydia:
NexEuro, free SEPA Instant.

An alternative to Lydia open to all of Europe, with no proprietary wallet.

Download NexEuro →How it works

Why look for an alternative to Lydia?

Lydia popularised payments between friends in France. NexEuro keeps that simplicity (paying by phone number) but extends the reach to the whole SEPA zone, without storing money in a proprietary wallet.

Lydia vs NexEuro

A point-by-point comparison to help you choose.

Lydia vs NexEuro comparison — European SEPA Instant alternative
CriterionLydiaNexEuro
Area coveredMainly France.The whole SEPA zone (36 countries).
Where funds are heldLydia account (e-money).Your bank account, directly.
Fees to withdraw to your bankFree but takes 1 standard business day.Instant credit to the bank account.
Business modelSumeria, credit, additional services.A neutral payment network, focused on instant.

Updated on

4 reasons to switch

What you concretely gain by moving to NexEuro.

1

Pay your friends across the euro area, not just in France.

2

The money lands directly in the recipient's bank account.

3

No intermediate wallet to top up.

4

A single identifier: your phone number.

Frequently asked questions

Everything you need to know before switching.

Do my friends have to install NexEuro?
To get the phone-number experience, yes. Otherwise a standard SEPA Instant transfer works.
Is there a group pot?
Yes, see the homepage for the group-pot simulator.
Is it limited to individuals?
No, merchants are also a target (see /features).

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that Lydia doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to Lydia and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →