European alternative to Lydia :
NexEuro, free SEPA Instant.
An alternative to Lydia open to all of Europe, with no proprietary wallet.
Why look for an alternative to Lydia?
Lydia popularised payments between friends in France. NexEuro keeps that simplicity (paying by phone number) but extends the reach to the whole SEPA zone, without storing money in a proprietary wallet.
Lydia vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Lydia | NexEuro |
|---|---|---|
| Area covered | Mainly France. | The whole SEPA zone (36 countries). |
| Where funds are held | Lydia account (e-money). | Your bank account, directly. |
| Fees to withdraw to your bank | Free but takes 1 standard business day. | Instant credit to the bank account. |
| Business model | Sumeria, credit, additional services. | A neutral payment network, focused on instant. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
To get the phone-number experience, yes. Otherwise a standard SEPA Instant transfer works.
Yes, see the homepage for the group-pot simulator.
No, merchants are also a target (see /features).
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Lydia doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.