European alternative to Paylib :
NexEuro, free SEPA Instant.
Beyond Paylib: a real European network, not just a French one.
Why look for an alternative to Paylib?
Paylib was a French inter-bank initiative now in the process of merging with Wero (EPI). NexEuro offers an independent European network, open to every bank in the SEPA zone, and focused on the user experience.
Paylib vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | Paylib | NexEuro |
|---|---|---|
| Coverage | Participating French banks. | Any SEPA-zone IBAN account. |
| Identifier | Phone number (depending on the bank). | Universal NexEuro phone number. |
| Independence | French banking consortium. | Independent, multi-bank player. |
| Roadmap | Migration to Wero/EPI. | Public roadmap over 365 days. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
NexEuro is complementary: open to all SEPA accounts, with no need for bank membership.
Any bank offering a SEPA IBAN. Details at launch.
No, NexEuro works on top of standard SEPA.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that Paylib doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.