European alternative to Paylib:
NexEuro, free SEPA Instant.
Beyond Paylib: a real European network, not just a French one.
Why look for an alternative to Paylib?
Paylib was a French inter-bank initiative now in the process of merging with Wero (EPI). NexEuro offers an independent European network, open to every bank in the SEPA zone, and focused on the user experience.
Paylib vs NexEuro
A point-by-point comparison to help you choose.
| Criterion | Paylib | NexEuro |
|---|---|---|
| Coverage | Participating French banks. | Any SEPA-zone IBAN account. |
| Identifier | Phone number (depending on the bank). | Universal NexEuro phone number. |
| Independence | French banking consortium. | Independent, multi-bank player. |
| Roadmap | Migration to Wero/EPI. | Public roadmap over 365 days. |
Updated on
4 reasons to switch
What you concretely gain by moving to NexEuro.
Independent of individual banks.
Covers the SEPA zone, not just France.
A consistent user experience, whatever the bank.
A transparent roadmap.
Frequently asked questions
Everything you need to know before switching.
Does NexEuro compete with Wero/EPI?
Which banks are supported?
Does my bank have to join?
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Go further with NexEuro
Discover the solutions, countries and use cases that Paylib doesn't cover — or covers less well — than NexEuro.
European payment solutions
SEPA Instant, acceptance, group pots → Pillar · Countries36 SEPA countries covered
France, Germany, Spain, Italy → Pillar · Use casesConcrete use cases
Restaurant, freelance, e-commerce →See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.
Other European alternatives to Paylib and competitors
Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.