European alternative to SumUp

European alternative to SumUp:
NexEuro, free SEPA Instant.

Take payments without a terminal and without a card: NexEuro's alternative to SumUp.

Download NexEuro →How it works

Why look for an alternative to SumUp?

SumUp sells card terminals to accept cards. NexEuro lets merchants take payment without a terminal, without a card and without an interchange fee, thanks to a simple QR code and SEPA Instant.

SumUp vs NexEuro

A point-by-point comparison to help you choose.

SumUp vs NexEuro comparison — European SEPA Instant alternative
CriterionSumUpNexEuro
HardwareTerminal to buy (€29 to €99).No hardware, just a QR code.
Commission per transaction1.49% to 2.75%.Reduced fees, no card interchange.
Payout time1 to 3 business days.Instant credit to the account.
NetworkVisa / Mastercard.European SEPA Instant.

Updated on

4 reasons to switch

What you concretely gain by moving to NexEuro.

1

No terminal to buy or charge.

2

Instant collection, not on D+3.

3

Reduced commission compared with cards.

4

Suited to markets, food trucks and independent providers.

Frequently asked questions

Everything you need to know before switching.

How does the customer pay?
The merchant displays a QR code. The customer scans it in their NexEuro app and confirms.
Do I need a business account?
A professional status will be required to activate merchant collection.
Compatible with an existing till?
An API/widget integration is planned after ACPR authorisation.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that SumUp doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to SumUp and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →