European alternative to SumUp :
NexEuro, free SEPA Instant.
Take payments without a terminal and without a card: NexEuro's alternative to SumUp.
Why look for an alternative to SumUp?
SumUp sells card terminals to accept cards. NexEuro lets merchants take payment without a terminal, without a card and without an interchange fee, thanks to a simple QR code and SEPA Instant.
SumUp vs NexEuro
A point-by-point comparison to help you choose.
Updated on
| Criterion | SumUp | NexEuro |
|---|---|---|
| Hardware | Terminal to buy (€29 to €99). | No hardware, just a QR code. |
| Commission per transaction | 1.49% to 2.75%. | Reduced fees, no card interchange. |
| Payout time | 1 to 3 business days. | Instant credit to the account. |
| Network | Visa / Mastercard. | European SEPA Instant. |
4 reasons to switch
What you concretely gain by moving to NexEuro.
Frequently asked questions
Everything you need to know before switching.
The merchant displays a QR code. The customer scans it in their NexEuro app and confirms.
A professional status will be required to activate merchant collection.
An API/widget integration is planned after ACPR authorisation.
Ready to try the European alternative?
Download NexEuro and send your first instant payment in under 60 seconds.
Download NexEuroGo further with NexEuro
Discover the solutions, countries and use cases that SumUp doesn't cover — or covers less well — than NexEuro.
See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.