European alternative to Western Union

European alternative to Western Union:
NexEuro, free SEPA Instant.

The alternative to Western Union in Europe: free, instant, no branch.

Download NexEuro →How it works

Why look for an alternative to Western Union?

Western Union charges high fees and applies an exchange margin, often requiring a trip to a branch. For euro transfers within the SEPA zone, NexEuro is free, instant and fully mobile.

Western Union vs NexEuro

A point-by-point comparison to help you choose.

Western Union vs NexEuro comparison — European SEPA Instant alternative
CriterionWestern UnionNexEuro
FeesHigh fixed fees plus a margin on the exchange.€0 between users in euros.
TimingFrom a few minutes to several days depending on the country.Under ten seconds in the SEPA zone.
JourneyPhysical branch or a long online form.Phone number in the app.
ReceivingCash withdrawal or a transfer.Direct credit to the bank account.

Updated on

4 reasons to switch

What you concretely gain by moving to NexEuro.

1

No fees on euro sends between users.

2

No hidden margin on the exchange rate within the euro area.

3

No trip to a branch.

4

The recipient receives it in their account, immediately.

Frequently asked questions

Everything you need to know before switching.

Can I send outside Europe?
Corridors outside the SEPA zone are rolling out progressively, see the Corridors page.
Does the recipient need the app?
They need a SEPA Instant compatible account; the app simplifies identification by phone.
Is there a limit?
Up to €100,000 per SEPA Instant transfer.

Ready to try the European alternative?

Download NexEuro and send your first instant payment in under 60 seconds.

Go further with NexEuro

Discover the solutions, countries and use cases that Western Union doesn't cover — or covers less well — than NexEuro.

Pillar · Solutions

European payment solutions

SEPA Instant, acceptance, group pots → Pillar · Countries

36 SEPA countries covered

France, Germany, Spain, Italy → Pillar · Use cases

Concrete use cases

Restaurant, freelance, e-commerce →

See also: acceptance without a terminal · freelance invoicing · e-commerce payments without Stripe · instant payment in France · free SEPA Instant transfer.

Other European alternatives to Western Union and competitors

Compare NexEuro with other players: European alternatives, neobanks, wallets and payment processors.

US payment processorStripeSee the alternative →US e-walletPayPalSee the alternative →US card networksVisa & MastercardSee the alternative →British neobankRevolutSee the alternative →International transferWiseSee the alternative →US mobile walletApple PaySee the alternative →